I Bond Redemption Calculator
Find the redemption value of an I-bond today.
Your I-bond numbers never leave your browser — all math runs locally.Try: Purchase year=2023, Purchase amount=1000, Valuation year=2026, Valuation month=8 → 6.88%, 43, $1,274, $274, $22, $1,252
How to use
The redemption value is the accrued balance; if held under five years, the last three months of interest is forfeited.
FAQ
Why the 3-month penalty?
It discourages early cashing; after 5 years there is no penalty.
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