IBondLab

I Bond Early Redemption Calculator

What you get redeeming an I-bond early.

Your I-bond numbers never leave your browser — all math runs locally.
$

Try: Purchase year=2023, Purchase amount=1000, Valuation year=2024, Valuation month=8 → 6.88%, 19, $1,113, $113, $19, $1,094

How to use

Set a valuation inside five years to see the 3-month interest penalty applied to the current value.

FAQ

Can I redeem in year one?

No — I-bonds cannot be redeemed in the first 12 months at all.

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